Most people overcomplicate investing. They chase returns, obsess over market timing, and let emotions dictate their decisions. The result? They interrupt the one force that could have built their wealth without extra effort: compounding. Compounding isn’t just a financial principle. It’s a universal law of wealth, autonomy, and

The numbers don’t lie: The stock market has crushed real estate in returns over the last 50 years. Yet, people still say real estate is the better investment. Why? Because real estate investors aren’t playing a numbers game. They’re playing a psychological game—and they don’t

This past weekend, my wife and I celebrated eleven incredible years of marriage with a stay at Carter Estate Winery. It was meant to be a special getaway—a time to step away from our usual routine, enjoy some beautiful wine country, and celebrate the journey we’ve had together.

When I think about my work as a financial planner, I don’t just see it as managing money. It’s about balancing two equally important sides—the technical side (investment strategies, risk management, taxes) and the human side (guiding decisions, managing emotions, and helping clients stay the course). From

Every few years, something happens that convinces people the economy is on the brink of collapse. Right now, it’s a mix of political restructuring, tariffs, and policy shake-ups. A few years ago, it was COVID-19. Before that, it was the Great Financial Crisis. Before that, the dot-com bubble. Every

John and Jane Doe did everything right. They’re married with two kids, disciplined savers, and have accumulated $1 million in investment assets—including $500,000 in Treasuries earmarked for a home down payment. They live comfortably within their means, taking home $12,000 per month after taxes while keeping

Is $1 Million Still Enough? The Shrinking Buying Power of Wealth For decades, $1 million was considered a significant milestone—enough to secure financial independence, a comfortable home, and a solid future. But in 2025, does $1 million still mean what it used to? Adjusting for inflation, the purchasing power

I‘ve been listening to Sahil Bloom‘s The 5 Types of Wealth on Audible, and while I appreciate much of what he‘s saying, I found myself feeling a bit conflicted. Not because the ideas aren’t valuable but because they reminded me of a larger pattern I’ve

Wealth and happiness are often framed as separate pursuits one being about financial security, the other about fulfillment. But in reality, they are deeply connected. Both require clarity, discipline, and long-term thinking to compound over time. Reading books on philosophy, economics, and decision-making reinforced this idea. Marcus Aurelius’ Meditations, Naval